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Don’t Wait on the FeD — See If You Qualify for a Rate Buydown

Lock in a lower payment now on select move-in ready homes — limited-time offer through our preferred lending partner.

Why wait for the market to shift? You may be eligible for a special financing incentive
that lowers your mortgage rate — helping you reduce monthly payments. 

Check Incentive Eligibility

WHY ACT NOW?

Lower Payments

Our lending partner is offering a financing incentive that can reduce your monthly mortgage payments.

Move-In Ready Homes

Choose from a selection of beautifully finished homes that are ready when you are — no waiting on construction.

Built to Last

Enjoy thoughtful design, premium finishes, and Vitale’s signature blend of Florida functionality and Italian inspiration.

SEE AVAILABLE HOMES

BUY NOW. POTENTIALLY SAVE THOUSANDS IN INTEREST

Through this exclusive builder-supported offer, qualified buyers financing through our lending partner may receive an interest rate buydown — reducing payments of the loan.

Benefits include:

  • Reduced monthly payments (based on program)
  • Protection from rate volatility
  • The opportunity to start building equity sooner
SEE HOW IT WORKS

*Financing incentive subject to credit approval and other qualifying criteria. Contact us for full details.

Eligible Move-In Ready Homes

  • Donatello

    https://vitalehomes.com/floorplan/donatello/
    $642,990
    11324 Striped Bass Ct, New Port Richey, FL
    For Sale
    Hidden Ridge
    Available
    2156
    3
    2.5
    2

  • Portofino

    https://vitalehomes.com/floorplan/portofino/
    $703,990
    13111 Striped Bass Ct., New Port Richey, FL
    For Sale
    Hidden Ridge
    Available
    2732
    4-5
    3
    3

  • Raffaello

    https://vitalehomes.com/floorplan/raffaello/
    $706,990
    11303 Striped Bass Court New Port Richey, Fl
    For Sale
    Hidden Ridge
    Available
    2483
    4
    3.5
    3

  • Augusta

    https://vitalehomes.com/floorplan/augusta/
    $759,800
    6109 Dusk Rose Ln Brooksville, FL 34601
    For Sale
    Southern Hills Plantation
    Available
    2588 sq.ft.
    3 Beds
    3 Bath
    2 Car Garage

  • Salerno

    https://vitalehomes.com/floorplan/salerno/
    $ 464,095
    11590 Weaver Hallow Rd New Port Richey, 34654
    Sold
    Rose Haven
    .
    2056 sq.ft.
    4 Beds
    3 Bath
    2 Car Garage

  • Salerno

    https://vitalehomes.com/floorplan/salerno/
    $ 466,490.00
    11526 Weaver Hallow Rd New Port Richey, 34654
    Sold
    Rose Haven
    Under Construction
    2056 sq.ft.
    4 Beds
    3 Bath
    2 Car Garage

  • Pompei – FINAL OPPORTUNITY!

    https://vitalehomes.com/floorplan/pompei/
    $425,900
    11512 Weaver Hallow Rd New Port Richey, 34654
    For Sale
    Rose Haven
    Available
    1933 sq.ft.
    3 Beds
    2 Bath
    2 Car Garage

  • Verona – SOLD!

    https://vitalehomes.com/floorplan/verona/
    $ 525,547
    11313 Limpkin Rd Brooksville, FL 34613
    For Sale
    Royal Highlands
    Sold
    2262 sq.ft.
    4 Beds
    3 Bath
    3 Car Garage

  • Sawgrass

    https://vitalehomes.com/floorplan/sawgrass/
    $774,800
    19395 Sheltered Hill Drive Brooksville, 34601
    For Sale
    Southern Hills Plantation
    Available
    3087 sq.ft.
    3 Beds
    3.5 Bath
    3 Car Courtyard Garage

  • POSITANO

    https://vitalehomes.com/floorplan/positano/
    0$
    Sold
    –
    1954 sq.ft.
    3 Beds
    2 Baths
    2 Garages

  • NAPOLI

    https://vitalehomes.com/floorplan/napoli/
    0$
    11461 Weaver Hollow Rd. New Port Richey, FL 34654
    Sold
    –
    2490 sq.ft.
    3 Beds
    2 Baths
    2 Garages

  • POSITANO

    https://vitalehomes.com/floorplan/positano/
    $0
    11632 Weaver Hollow Rd. New Port Richey, FL 34654
    Sold
    –
    1954 sq.ft.
    4 Beds
    2 Baths
    2 Garages

  • SALERNO

    https://vitalehomes.com/floorplan/salerno/
    $0
    11347 Weaver Hollow Rd. New Port Richey, FL 34654
    Sold
    –
    2056 sq.ft.
    4 Beds
    3 Baths
    2 Garages

  • POSITANO

    https://vitalehomes.com/floorplan/positano/
    $0
    12648 Sourwood Way New Port Richey, FL 34654
    Sold
    –
    1954 sq.ft.
    3 Beds
    2 Baths
    2 Garages

  • Pompei

    https://vitalehomes.com/floorplan/pompei/
    $0
    12648 Sourwood Way New Port Richey, FL 34654
    Sold
    –
    1933 sq.ft.
    3 Beds
    2 Baths
    2 Garages

Built for the Way You Want to Live

Vitale Homes builds semi-custom homes in communities designed for the Florida lifestyle. We combine smart layouts, beautiful finishes, and Mediterranean-inspired details that stand the test of time.

TOUR A VITALE HOME

FREQUENTLY ASKED QUESTIONS

Q: What is the financing incentive?
It’s a rate buydown program offered through our preferred lending partner. This reduces your interest rate — and your monthly payments.

Q: Which homes qualify?
 The incentive is available on select move-in-ready homes. Availability is limited and subject to change.

Q: Can I use my own lender?
 This specific incentive is only available when you finance through our preferred lending partner, who has structured this offer with us.

Q: Is there a deadline?
 Yes. The offer is available for a limited time and only while qualifying homes remain in inventory.

Check Eligibility and Learn More

Complete the quick form below to speak with a New Home Specialist about available homes
and how you can benefit from the financing incentive.

Let’s Make Your Move Easier

Don’t miss this limited-time opportunity to secure a move-in-ready home and take advantage of
reduced monthly payments. Incentive available while eligible inventory lasts.

Check Incentive Eligibility

*This offer may change or be terminated at any time without notice and is subject to terms and conditions. Purchase a select Vitale Home in Florida to receive incentives paid for by Vitale Homes.

Required Disclosures:

  1. Vitale Homes is not a lender and does not offer financing.
  2. Mortgage financing under the offer is made available by Hancock Whitney.
  3. Not all borrowers will qualify for the offers.
  4. Closing costs paid by Seller include pre-paid items and will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by purchaser and other requirements to a combined maximum of 3% of the contract sales price. Lower sales prices may not receive the special interest rate.
  5. Any amount that Vitale Homes can pay for an interest rate buydown will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.

Limited Time Promotional Offers (may vary by market)

  1. Loan Amount: Subject to credit and property approval.
  2. Fees and Closing Costs: Other fees and closing costs may apply.
  3. Most amounts do not include property taxes, hazard insurance, or HOA dues (if applicable), and the actual payment obligation may be greater. Any rates given are for illustrative purposes only and are subject to change. Rates are subject to Agency Loan Level Pricing Adjustments for credit score and Loan to Value (LTV); however, a customer’s credit profile could lead to a higher interest rate.
  4. Rates are subject to change and may vary based on credit qualifications and market conditions.
  5. Any interest rate advertised or provided includes a buydown rate offer paid by Vitale Homes that is subject to qualifications, and restrictions apply to all offers.
  6. The amount that Vitale Homes can pay for an interest rate buydown will be subject to and determined by federal regulations, the amount of the mortgage, type of the mortgage loan selected by Purchaser and other requirements that apply to maximum seller contribution limitations, which may vary based on type of loan selected by Purchaser.
  7. This is a promotional offer and may be subject to expiration or withdrawal at any time without notice.
  8. Not all borrowers will qualify for the promotional rate, and it is only available to homes purchased as borrower’s principal residence. Actual interest rates are set by your lender. Please contact your lender for information about actual loan terms that may be available to you.
  9. Closing costs paid by Vitale Homes include pre-paid items and will be subject to and determined by federal regulations, the amount of the mortgage, type of mortgage loan selected by purchaser and other requirements to a combined maximum of 3% of the contract sales price. Lower sales prices may not receive the full promotional amount.

Qualification Requirements: To qualify, the purchaser must:

  1. Select, qualify with Vitale Homes preferred lender:
  2. Hancock Whitney NMLS#415547
  3. Choose a home designated for this offer.
  4. Present this offer flyer upon an initial visit to a Vitale Homes Model Home
  5. Sign an initial earnest money contract between 8/1/2025 – 9/30/2025.

Additional requirements may apply. Contact your lender for full eligibility information and actual loan terms that may be available to you.

Licensed Lender Information:

Joy A. Porch

AVP Sr. Loan Officer

Hancock Whitney Bank

joy.porch@hancockwhitney.com

3628 Madaca Lane

Tampa, FL 33618

Office: 813-868-7879

Fax: 813-393-4617

Cell:  813-263-6470

NMLS#415547

Additional Terms:

  1. This promotion may not be combined with other special incentives offered by Vitale Homes
  2. One promotional offer per contract
  3. Offers, plans, prices, and availability are subject to change without notice.
  4. All trademarks, product names, brands, and logos remain the property of their respective holders.

Equal Housing Opportunity: Vitale Homes supports equal housing opportunity and does not discriminate based on race, color, religion, sex, handicap, familial status, or national origin.

This advertisement is for informational purposes only and is not a commitment to lend. Contact your Vitale Homes Sales Professional for complete details about this offer, including all terms, conditions, and limitations.

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